Manage Your Risk

Managing the Cold Chain

Controlling the Growth of Foodborne Pathogens in Retail Operations Protect your restaurant, your customers, and your reputation, West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro Restaurant and foodservice owners across Alabama know the importance of managing “the cold chain” and how seriously it needs to be followed…

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OSHA Offers Free Consultations to Small Business

Alabama, did you know the Occupational Safety and Health Administration (OSHA) offers small businesses free, workplace safety consultations? During the OSHA 2010 fiscal year they provided consultations to 26,000 small and medium-sized businesses employing 1.5 million workers. OSHA’s…

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Emergency Management Programs

An Integral Part of Your Overall Business Plan A comprehensive emergency management program is a necessary part of any business, and Mountain Insurance Group, Inc. wants all business in Alabama to be prepared. According to the Federal Emergency Management Association (FEMA), having a plan can help to…

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Preventing Outdoor Same Level Slips, Trips and Falls

Slips, trips, and falls in outdoor environments can be caused by rain, sleet, ice and snow, and particulate soil that cause surfaces to become slippery or produce poor traction. While we cannot control environmental conditions that increase slipperiness of outdoor walkway surfaces, we can…

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Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind… bad weather is the enemy of every driver in Alabama. Mountain Insurance Group, Inc. wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its components are in good operating condition, bad weather demands that you…

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Hiring a Subcontractor in West Dover?

As many commercial building owners and contractors across Alabama begin remodeling or construction projects, they realize the value in subbing out some of the work to skilled and technical professionals. But there are risks involved in hiring subcontractors. We at Mountain Insurance Group, Inc. do not…

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Property Protection

High Wind Protection For Commercial Property

High winds happen everywhere, even in West Dover As many building owners across Alabama know, the threat of high winds can be very damaging to windows, roofs, signs and other fixtures on the outside of a commercial building. Whether you rent or own your building you need to protect…

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Do Transportation Issues Impact Your Business, Alabama?

In the United States there are a number of governmental agencies who have responsibility for our transportation systems on the ground, in our waterways and up in the skies. Each one has their own set of transportation projects or travel safety initiatives. And in many cases, a short drive from…

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Bad Weather? Know These Safe Driving Tactics Alabama

Is driving a necessary part of your company’s operation? During the winter months driving safely can be more challenging than usual when weather conditions bring ice, snow, or rain. Mountain Insurance Group, Inc. wants you and your employees to be safe when on the road. Whether driving to meet customers…

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Prevent Your Pipes or HVAC System From Freezing!

As cold weather approaches in Alabama, it’s vital that you protect your building’s fire suppression system so it not only does its job should there be a fire, but that it doesn’t do more damage by freezing up, bursting, and creating massive water damage….

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Workplace Safety

Be Safe Up on That Ladder, West Dover!

When autumn comes in Alabama, it means leaves will drop and clog gutters, and old branches and hedges will need trimming. Whatever your crew may be doing, it likely involves using a ladder. They need the right information on how to safely use and work while up on the ladder….

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Summer Means More Teens in the Workplace

Business news often reports that it’s difficult for teenagers to find work here in Alabama but nonetheless, as summer approaches thousands of teenagers will enter the workforce, many for the first time. This is an important first-step for teenagers who enter into these jobs each with…

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Avoid Slips and Falls at Your Workplace in West Dover

Slips and falls are the second leading causes of loss for business in Alabama. And they can be prevented with a few maintenance and cleaning procedures. Most slips and falls are caused by the floor surface being too slippery from either moisture or from lack of friction due to built up…

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Insurance 101

A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Alabama, you may own much more than you realize. Comparing the value of your belongings to the…

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Have New Jewelry in the House? Protect it!

Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one – or to give it as a gift….

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Figure Out Your Auto Insurance Needs

When choosing auto insurance, you want complete coverage for the best price. There’s a lot to think about when choosing auto insurance. In some states, to license your car you must carry liability coverage for damages incurred by others if you cause an accident, or no-fault coverage to pay…

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Summer Vacation Safety: A Little Planning Goes a Long Way

We love it here in Southern Vermont, but summertime is the time for getting away! And whether your escape is by air, land or sea, Mountain Insurance Group, Inc. can help ensure you are covered. Just because you’re on vacation, though, doesn’t mean you can…

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You Need More Than a Tarp to Keep Your Boat Covered

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26-foot cruiser, knowing that you’re covered by the right insurance should give you the peace of mind to relax and enjoy every minute on places like Lake Raponda, Sommerset Reservoir and Lake Whitingham. What We Insure We represent insurance companies that…

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Estimating Your Boat’s Value in Alabama

Buying, selling or insuring a boat in West Dover, Bennington, Brattleboro, Townshend, Stratton or Readsboro? First you’ll need to know how much your boat and/or motor is worth. Here are a few popular pricing guides as references. NADA BUC Also, you can check out the prices on boats similar to yours using these sites: IBoats Boats.com Boat…

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Condo Unit Owner’s Insurance in Alabama

Insuring a condominium in Alabama is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable insurance agent like Mountain Insurance Group, Inc.. Read on, or call us at 802-464-5108….

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Estimate Your Home Value to Match Coverage Limits in West Dover, Alabama

Your home may be worth as much or more than your retirement account. As a result, it makes sense to track your home insurance as carefully as you do your 401k. Getting Started with Mountain Insurance Group If you haven’t checked in recently, you might consider contacting Mountain Insurance Group, Inc. at…

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Determine Your Homeowners Insurance Needs

What’s the secret to selecting the right amount of insurance coverage? Simple – the more information you provide, the easier Mountain Insurance Group can create a homeowner’s policy that’s right for you. Homeowners Insurance From Mountain Insurance Group Is Here to Protect You…

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Safety

?Teen Driving Tips to Keep Prom and Graduation Safe

High school is full of defining moments for West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro teens and two of the highlights for most are prom and graduation. However, this time of year often sees other, more tragic defining moments – serious car accidents involving teens who are distracted or even under the influence of…

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Flood Prevention and Safety in Alabama

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is…

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Purchasing, Safety Tips for Your Boat Trailer

When purchasing a trailer in Alabama or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft. Trailers come with closed or open frames. Closed frames help protect the…

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Make Sure Your Holidays Stay Happy … and Safe

You’ll no doubt hear the phrase “Happy Holidays!” about a thousand times over the next month or two. Here at Mountain Insurance Group, Inc., we’d like to change that a little bit: “Happy – and Safe – Holidays!” While the holidays certainly bring cheer here in…

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Halloween Safety: Be Ready When the Little Goblins Come Out in West Dover

It’s a night full of treats for both kids and adults in West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro. But a number of factors – including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door – mean that Halloween in Alabama can have some tricks up its…

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Let’s Keep Our Lawns – and Ourselves – Safe in Alabama

For many of our neighbors in West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S….

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You Live in Hail Country Alabama. Are You Prepared?

Whether you live in Alabama, or elsewhere, hail storms don’t last long, but they pack a real punch. Every year, hail causes nearly $1 billion in damages, mostly to repair roofs and cars. A single series of evening storms in North Texas in May of 2011 caused an estimated $200 million…

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Alabama Riders – Be Safe on Your Motorcycle!

To stay safe on West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Mountain Insurance Group, Inc. cares about your safety – so keep these helpful tips in mind when you ride: When You Ride{regional_designations:cond}, whether it’s in…

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What to do if Something Happens on, to Your Boat

Being on the water in your boat can be a real joy on places like Lake Raponda, Sommerset Reservoir and Lake Whitingham, but it pays to know what to do if you’re involved in an accident in Alabama, or if something happens to your personal watercraft (PWC) when it’s on shore. A capsized PWC may take on water,…

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Your Guide to Alabama Personal Watercraft Safety

At Mountain Insurance Group, Inc. we recognize one of the fastest growing American pastimes is recreational boating. While many boaters cruise in sailboats and powerboats, personal watercraft (PWC) have become a popular way to enjoy the water too. Recreational boaters use them as tenders on larger boats, to…

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Daylight Saving a Reminder to be Safe Alabama

In most places in the United States, Sunday, March 13, 2011, is Daylight Saving, when clocks are moved forward one hour. Regardless of whether Daylight Saving Time is recognized where you live, we here at Mountain Insurance Group, Inc. want to suggest it’s still a great time to improve your…

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Recreational Vehicle and Motorhome Safety Tips

Avoid any delays and unexpected problems when you take your recreational vehicle or motorhome out for what should be a relaxing trip from West Dover, Bennington, Brattleboro, Townshend, Stratton or Readsboro. Follow some of our suggestions below, and consider investing in some maintenance and safety classes to help ensure happy travels across…

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Understanding Identity Theft in West Dover, Alabama

Your Identity Belongs to You. Some Suggestions From Mountain Insurance Group, Inc. to Help Protect It. One smart and effective way to protect yourself against identity theft in places like Southern Vermont is to prevent it. If your identity is stolen, you’ll be…

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You Live on Shaky Ground. Are You Prepared in West Dover Alabama?

Believe it or not, every state in the U.S. has some degree of risk from earthquakes, including Alabama. If you live in an area susceptible to earthquakes, make sure you speak with Mountain Insurance Group, Inc. in order to determine whether you are covered, or if you should purchase separate earthquake…

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Who to Contact in an Emergency Situation

If the unthinkable happens, we here at Mountain Insurance Group, Inc. understand that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. Sites to Check Out The following sites are additional resources to assist with preparing for…

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Savings

Things to Keep in Mind When Buying a Car in Alabama

Buying a new car in West Dover, Bennington, Brattleboro, Townshend, Stratton or Readsboro is an exciting time – but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Mountain Insurance Group, Inc., we can’t really help you become a master…

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Lowering the Cost of Motorcycle Insurance in Alabama,

Simple steps can lead to savings in your pocket. Spending less money is much easier than perfecting your tight turns at high speeds on a gravel road. Take a look at some simple ways to lower your motorcycle insurance costs for Alabama, riders like you. Ride More. Worry…

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Alabama vacationers: Lower the Cost of your Motorhome Insurance

Insurance might be a necessity, but spending lots of money on it isn’t. We here at Mountain Insurance Group know that you’d rather be mapping out your next destination instead of worrying about your bank balance, so read our recommendations below and start saving. If you live in…

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Lowering the Cost of Classic Car Insurance in West Dover, Alabama

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance at Mountain Insurance Group, Inc. in Alabama. Before you buy If you’re thinking of buying a classic car or antique automobile, check…

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Lowering the Cost of Homeowners Insurance in Alabama

Who doesn’t want to save money on homeowners insurance? For homeowners and renters in West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro – and elsewhere – you have options when it comes to lowering your home insurance costs. Southern Vermont – How You Can Lower Your…

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Lower the Cost of Your Auto Insurance in Alabama

Drivers ask the team at Mountain Insurance Group, Inc. this more than just about anything else – how do you save money on auto insurance policies? There are a number of factors that go into determining the cost of your car insurance premiums, and Mountain Insurance Group has some helpful suggestions to help…

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Seasonal

A Time to Celebrate Mothers

As the second Sunday of May nears, it’s time to think of ways to celebrate mothers – although, of course, that’s a worthy pursuit at any time of year! At Mountain Insurance Group, Inc., we thought it would be fun to give you a little of the history behind Mother’s Day, as well as a few…

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Keep Your Boat in Top Shape Year-Round

Boat Maintenance Tips for Alabama Proper maintenance can extend the life of your boat, reduce the need for costly repairs, and help ensure the safety of your passengers in Alabama. Clean and Care for Your Boat{regional_designations:cond}, whether it’s in…

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Register Your Boat Before You Hit the Water in Alabama

Although they are often skippered by teens and young adults, boats are not toys. Both the craft and its operator must comply with all Federal and state requirements, no matter whether you live in Alabama or elsewhere. If you’re heading out on the water, {lakes:cond}whether it’s…

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Get Ready to Safely ‘Spring Forward’

In most places in the United States, Sunday, March 11, 2012, is Daylight Saving, when clocks are moved forward one hour. We here at Mountain Insurance Group, Inc. want to remind you it’s also a great time to improve your family’s safety. Be safe in your West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro home Health and safety agencies…

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More Spring Cleaning Tips From Mountain Insurance Group

Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information. (And if you’re so tidy and organized throughout the year that…

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Spring is Coming to Alabama!

With the days getting longer and the weather getting warmer, we here at Mountain Insurance Group, Inc. are starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we’ve got you covered with tips to get you ready for the season. Get ready…

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Tips to Stay Safe During Your Snowmobile Vacation

If you live or vacation where the weather gets cold and the snow starts falling, some people are content to cozy up next to the fire with a good book and concentrate on staying warm. For others, though, it’s time to get excited – because it’s time to break out the snowmobiles and…

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in West Dover or headed to Bennington, Brattleboro, Townshend, Stratton and Readsboro. At Mountain Insurance Group, Inc.,…

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Staying For the Snow in Alabama This Winter? Protect Your Motorhome and RV From the Cold

First things first: If you’re a snowbird, and headed away from West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Mountain Insurance Group, Inc. wish you a safe journey – and that we’re all a little jealous. But no hard…

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Is Your Alabama Home as Energy Efficient as it Could Be?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Alabama, and they’re not only annoying – they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $400 a year on your energy costs in…

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When the Weather Turns in Alabama, Make Sure Your Home is Ready

Summer has ended, but there’s no need to fret here in West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro: Fall brings with it crisp, cool days, wonderful colors – and football season! It also brings some maintenance tasks Mountain Insurance Group, Inc. recommends to help ensure your home is ready for fall and winter weather in…

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Winterizing Your Boat in Alabama

Whether you’ve got a rowboat or a big cabin cruiser, we here at Mountain Insurance Group, Inc. want to make sure you have the tips you need to keep your boat protected when it’s not in use. The first step in winterizing your boat after pulling it out of Lake Raponda, Sommerset Reservoir or Lake Whitingham for the season,…

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West Dover, Summers Mean Backyard Grilling – Safely!

Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer in West Dover, Bennington, Brattleboro, Townshend, Stratton and Readsboro. And grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re literally playing with…

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You Know How Bad Hurricanes, Severe Storms Can Be: Be Prepared

We’ve all seen the dramatic effect hurricanes, tropical depressions and other severe storms can have on the coast and even far inland – both the initial wind and rain and the floods that follow. According to NOAA, 19 states from Texas to Maine have been directly hit by hurricanes. any…

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Suggestions from Mountain Insurance Group For Dealing With a Water Emergency

It’s happened. There’s water everywhere – in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or Deefield River or West River flooding, there are things you can do immediately to salvage belongings and limit damage or loss. Here…

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Tornadoes Happen Every Year; Are You Prepared?

You don’t have to be directly hit by a tornado in Alabama to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You Need In an average year, 800 tornadoes are reported nationwide, but…

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Green Boating Tips for Earth Day in Alabama,

With Earth Day fast approaching, we here at Mountain Insurance Group, Inc. thought it would be a good time to talk about preventative measures you can take to avoid harming the environment, in addition to carrying an insurance policy that provides coverage for fuel spills and pollution liability. Maintain a…

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